Employer of Record Brazil

Brazil Employee Benefits

Employer of Record Brazil

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Pensions in Brazil

Employer of Record Brazil Banner

State Pension in Brazil

The National Social Security Institute runs RGPS, a mandatory, pay-as-you-go single-pillar scheme. 

Men retire at 65 and women at 62. Men who enter the workforce after 12 November 2019 must have 20 years of contributions to qualify for an old-age pension. Women must contribute 15 years. 

The retirement pension is calculated by averaging all wages up to the maximum employee contribution salary of BRL 6,101.06. 60% of the employee’s average contribution earnings plus 2% for each year of social security contributions over 15 (women) / 20 (men) will determine the retirement pension (men).

Private & Employer Pension Schemes

Brazil allows private pensions. An authorised financial institution or employer-sponsored plan allows direct subscription. Individuals can join two private pension plans.

PGBL – Plano Gerador de Benefícios Livres

VGBL – Vida Gerador de Benefícios Livres

Brazil Healthcare Benefits

Brazil has a comprehensive public health system that covers all legal residents. The Sistema Único de Saúde (SUS) provides universal health coverage in Brazil.

Brazil has separate public and private health sectors. Brazilian public hospitals provide free, high-quality medical treatment, but wait times are considerable. Poorer than private hospitals, public hospitals can lack basic amenities like air conditioning or specific types of medical equipment. Most foreigners choose to pay for private services rather than obtain free treatment at these institutions. 

Private health insurance is optional. Private health plans give 23% of Brazilians access to private services. Most participants obtain employer-provided private health insurance. Taxpayers can deduct health costs. 

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We are Brazil Employer of Record experts

We have extensive experience helping businesses expand their workforce in Brazil. Take a look at our areas of expertise to find out more:

Find out how payroll works in Brazil and what you can expect when it comes to salaries, bonuses and rates of pay

Enhance your understanding of what your employee is entitled to when it comes to Statutory Leave in Brazil

Unsure what’s required when employing staff in Brazil? Find out about Brazil Work Permits and Visas

Wondering what it’s like to work in Brazil? We’ve got you covered in our extensive guide

We deliver a fully managed EOR Service in Brazil, including Payroll, HR and Legal compliance support

Without Agility EOR, our ability to move quickly and scale would be extremely limited. Superb work from A to Z.

Carol Oliveira
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Frequently Asked Questions

Payrolling the employees is a key part of the service offered by an employer of record company. The EOR will calculate and remit all taxes, social securities and similar payments, on behalf of both employer and employee. The client will be invoiced in advance by the EOR company, for the total cost of the payroll.

Yes. Our clients are free to dictate the structure of the employees’ remuneration including any bonuses or commissions they wish to offer. In some countries, there is a statutory requirement to provide “bonuses”, for example in the form of Christmas or holiday allowances.

Yes. Agility EOR will calculate what pay is due upon termination of an employee, factoring in such things as any untaken leave entitlements.

We find that most of our clients are in the Tech, IT, Finance and Professional Services industries. However, we have acquired the skills, knowledge and experience to help all industries across the globe.

As a private company, we’re not beholden to shareholders or asset-shredding Private Equity targets. We aim to build long-term relationships with our clients. At Agility EOR, our approach is that we never forget that our business is all about people. Our Employer of Record solutions are tailored to each requirement, not a one-size-fits-all tech platform. We do the right thing by our clients and by the laws of each country we operate in. And we believe in openness; if we don’t feel we can offer you the best solution for a specific territory, we’ll say so. 

We pride ourselves on our personable-approach so once you enter your new employees details into our dedicated platform, we’ll arrange a call with you to go through the details of the employment contract where together we can review and amend to your requirements. We liaise directly with your employee to build a rapport and obtain the necessary information to hire them compliantly, and set them up ready for their first payroll.

We never stop delivering! Even if you’re employee has been onboarded and is happily working for you and being paid each month, we’re here to partner with you whenever you or your employees need us. Even your ex-employees may need our assistance for tax documents, proof of employment requests etc… Our service never stops!